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Anger at the ATM: Bank Fees Charged to Non-Customers Increase
Need cash but miles away from the closest ATM belonging to your bank? Unfortunately, using another bank’s ATM is going to cost you more than usual. The cost of fees charged to non-customers by banks for using their ATMs increased by 20% from 2007 to 2012. Some banks are charging fees as high as $5. [...]
Continue reading...3 Helpful Tips to Leverage your Harvard connections
18. January 2013
A Harvard degree is helpful toward getting a job, but the people that you will meet in college can be just as important as the name recognition that comes along with a big school like Harvard. The better your network and support systems are, the more likely you are to receive the job that you [...]
Continue reading...Business Vs. Personal Checking Account
26. October 2012
The financial health of America relies upon small businesses. Fortunately for the economy, it is the dream of countless Americans to own and operate their own companies. In fact, our system is so great that simple mom and pop grocery stores have, over the years, been able to expand and become world-renown retailers. Small business [...]
Continue reading...Will Bad Credit Affect Your Home Loans?
18. October 2012
Bad Credit can be a difficult thing to climb out from underneath. Once you default on a payment or two, your credit score will definitely take a beating as a result. A bad credit score can make things like applying for Home Loans seem almost impossible. So, just how much does a bad credit rating affect [...]
Continue reading...U.S. Job Growth in July
6. August 2012
Last Friday, the Labor Department announced that U.S. payrolls increased 163,000 in July. However, unemployment rate rose to 8.3%, according to a survey of U.S. households. These data indicates an uneven recovery of job market. ”Monthly payroll growth of about 100,000 is needed to keep the jobless rate stable, while growth of roughly 150,000 to [...]
Continue reading...IBM’s low cost of borrowing
27. July 2012
On Wednesday, IBM issued $1 billion 10-year bonds with the coupon of 1.875%, breaking the previous 2% corporate bond record set by 3M. IBM has been deemed as a vanguard in capital cost management. In February 2012, IBM issued its three-year bonds with a record low coupon of 0.55%. Also, in May, IBM set a [...]
Continue reading...SNB: Credit Swiss Needs To Increase Its capital
14. June 2012
The Swiss National Bank (SNB) announced on Thursday that Credit Suisse Goup AG (CSGN), the second-biggest bank in Switzerland, needs to increase its capital this year to prevent against the European Debt Crisis. The SNB said Credit Swiss should to “significantly expand its loss-absorbing capital during the current year.” “Despite progress achieved, the big banks’ loss-absorbing [...]
Continue reading...What Is The Best Checking Account For You?
22. May 2012
What is a checking account and how does it work? Checking accounts are basically meant for billing and withdrawing any time you want. These accounts are important hence the reason why you need to keep track of the transactions you do using the account. At the end of month compare the records you have with records [...]
Continue reading...JPMorgan Reported Multibillion-Dollar Loss in May
21. May 2012
JPMorgan Chase & Co, the largest bank in the United States by assets and market capitalization, disclosed a multibillion-dollar trading loss this month. The bank’s Chief Executive Jamie Dimon agreed to testify before Congress over the bank’s recent trading losses. Dimon also said he hopes and expects that the multibillion trading loss will be “something we [...]
Continue reading...Differences Between Nonprofit Accounting and For Profit Accounting
16. May 2012
Do you know the differences between non profit accounting and for profit accounting? Here is some more information on the topic. When doing accounting, chances are that you would be dealing with various types of entities, each with their unique needs. The vast majority of accounting is done for businesses which are for profit entities. [...]
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23. April 2013
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